Yes, you read that right. No sign ups, no credit card needed.
According to the terms of a class-action lawsuit, credit bureau TransUnion must provide free credit monitoring to anyone who had an open credit account or open line of credit in the United States (i.e., a bank or department-store credit card, car loan, mortgage, or student loan, etc.) during the last 21 years. By going to www.listclassaction.com, you’ll be presented with several options, including getting six months of free credit monitoring services (a $59.75 value) and retaining the right to share in the estimated $75 million settlement, or signing up for nine months of free “enhanced” monitoring services (which retails for $115.50) and forgoing any further benefits. But you’ll have to act fast to participate: The deadline for registering at the secure website is September 24.